Licensed insurance agency
Compare life insurance quotes with a licensed agent
Protect the people who count on you. We compare term, whole and universal life insurance from several insurance companies, and a licensed agent guides you from quote to approval.
- No obligation
- Licensed agents
- Several insurance companies
Coverage we help with
Term life
The most coverage for the lowest price, for 10 to 30 years. Ideal while you’re raising a family or paying a mortgage.
Learn moreWhole life
Coverage for your entire life, level premiums and cash value that grows at a guaranteed rate.
Learn moreUniversal life
Permanent coverage with flexible premiums and a death benefit you can adjust as life changes.
Learn moreHealth insurance
Individual and family plans explained in plain language, with help choosing and enrolling.
Learn moreGroup health
Health benefits for small businesses, plus dental, vision and group life.
Learn moreHow it works
- 1
Tell us what you need
Answer a few quick questions about you and the coverage you want. It takes about two minutes.
- 2
Compare your options
A licensed agent compares policies from several insurance companies and explains them in plain language.
- 3
Apply with your agent
Your agent helps you complete the application and answers every question along the way.
- 4
Get covered
Your agent stays with you through underwriting and approval, and after your policy starts.
Why work with an independent agency?
A single insurance company can only offer its own policies. We work with several, so we can look for the one that fits your health, budget and goals. If one company says no or quotes high, we can often find another option.
- Real people. A licensed agent reviews every application and answers your questions.
- Local service. We work with families and business owners across New York City, Westchester and Long Island.
- Private and secure. Your personal information is protected and only shared with the insurance companies you apply to.
Common questions
Is life insurance taxable?
The death benefit is generally not subject to federal income tax for your beneficiaries. There are exceptions, and estate taxes can apply to large estates, so ask a tax professional about your situation.
Do I need a medical exam?
Not always. Many insurance companies offer some policies without an exam, based on your answers and records. Others ask for a short exam that a nurse can do at your home or office, at no cost to you.
Can I have more than one life insurance policy?
Yes. Many people have a policy through work plus a personal policy. A personal policy stays with you if you change jobs.
Where we serve
New York City
Families, renters, co-op and condo owners, and small business owners across the boroughs.
Westchester and Putnam
Commuter towns and hamlets in northern Westchester and nearby Putnam County.
Long Island
South Shore and North Shore communities in Nassau and western Suffolk counties.
Ready to see your options?
It takes about two minutes, and there’s no obligation.
Get a free life insurance quote